Luke Xiong is President and Founding Principal of Smart Money Advisors, LLC in Fenton, Michigan. The mission of the firm is to understand the needs of our clients and to assist them with safe, practical financial solutions that protect, grow and make their money last a lifetime while reducing taxes, interest charges, expenses and risks– so they may enjoy financial security, physical well-being and mental peace of mind along the way.

As a result of Mr. Xiong’s planning strategies, many of his clients are freed from the chains of financial stress; they are able to enjoy the kind of lifestyle that brings them the most satisfaction.

They are clear about what is important to them in life and understand that money is nothing more than a tool for them to use to support their value system.

Each year, Mr. Xiong educates area retirees and those about to retire with educational seminars open to the public. Topics include: maximizing pension and Social Security benefits, stopping the unfair tax on Social Security income, providing safe money strategies, avoid paying high fees, and much more.

Mr. Xiong has been assisting his clients achieve their financial objectives since 1997. He holds several licenses as an insurance agent, insurance counselor and Series 65- investment adviser representative. He is licensed in Michigan, Florida, California and Minnesota.

He continues improving his knowledge base by attending several advanced planning industry meetings held throughout the year and from the College for Financial Planning. 

Luke is a resident of Fenton, and is married to his wife of 13 years. Together, they have 4 children, 3 daughters and 1 son.